Author Archives: Craig T Hall
Wishes of Thanksgiving 2025 — A Future of Abundance
Dear friends and family… Amid all of the headline noise, this Thanksgiving, I have been reflecting on how gratitude is not only about looking back at what brought us here—but also about standing on the verge of what we are … Continue reading
Balancing Fair Trade: The Impact of Tariff Policies
Historical Context For decades, many countries imposed tariffs to limit US exports. Developing nations did this to grow their economies, while developed European countries aimed to protect their manufacturing industries. Meanwhile, the US maintained an open economy, becoming the world’s … Continue reading
Representative Democracy on the Rocks
a Prescription for the Future Have you ever been frustrated when you could not do anything in the face of irrational behavior? If you are action-biased like me, you might be tempted to do something that you would later regret. … Continue reading
The Problems with Start-up Convertible Debt
Image Credit: Shutterstock.com Convertible Debt became popularized just after the Internet bubble burst in 2001. During that early investment “winter,” many early investors were “crammed down” by subsequent down rounds (if the entrepreneurs could get any follow-on capital at all). … Continue reading
Welfare “Cliff Effect” Descrimination
The Welfare “Cliff Effect,” occurs when employees — usually women — receive a small wage increase. That small bump in pay might push them over a financial cliff if it means their income exceeds the limit for a program such as … Continue reading
History Has Momentum
“We’ve always done it that way”. Not a good answer for sure. Perhaps it is better for them if they are the one responsible for the results in case something else happens. It seems that everybody wants change but nobody wants … Continue reading
Integrity: What is your Say/Do Ratio?
In a recent casual conversation with a retired international senior manufacturing executive, Tony Worthington (and new friend), I heard a new concept, your Say/Do Ratio. Well, a new twist on a very old concept anyway. In the spirit of “I want to … Continue reading
How Much Money Do You Really Need?
When an entrepreneur is posed with this question by a potential investor, how do you answer it? What is the investor looking for? Does it mean that they do not believe my projections? Are they testing me for my resolve? … Continue reading
Mission Impossible? Supporting STEM Programs.
Mission Impossible? The President and industry groups have called on colleges to graduate 10,000 more engineers a year and 100,000 new teachers with majors in STEM – science, technology, engineering and math. Unfortunately most experts also agree that this is … Continue reading
One Less Crazy One
When I heard of Steve Jobs’ death last night, my first reaction was a simple “wow”. You know, the kind you get when you knew something of significance just happened. While I never had the opportunity of meeting Steve Jobs … Continue reading
Musings at Altitude 